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Tiny house = living mortgage free

January 4th, 2016 at 01:36 am

I love watching YouTube videos of people who live in tiny houses. The thing that inspires me the most about it is that the majority of these people live mortgage free. Who wouldn't love that? Living in your own home that has been completely paid for. I love it! Being foreclosed on in 2009 scared the living daylights out of me, so if I can avoid having a mortgage I will.

Being a military kid I moved around a lot, so just the idea of settling down and putting down roots somewhere really appeals to me. I don't want to spend the rest of my life paying rent to someone. Owning my own home outright is my dream, and I think a tiny house may be just the way to do that. I love the idea of downsizing and living minimalist, only having things that I need and nothing more.

8 Responses to “Tiny house = living mortgage free”

  1. creditcardfree Says:

    I like the tiny house idea...although not too tiny if I were to live there with others!

  2. Joan.of.the.Arch Says:

    Minimalism is not really for me at this stage of my life. My stuff has stuff. For example, my wood-handled garden tools have a shed in which to live, and in the shed there's a bottle of old walnut oil to condition the wood. The walnut oil has a place on a shelf we built using the saw, hammer, and nails that are in the shed, and they have their own spots on the shelf. The shelf sits on a floor that gets really dirty, so there is a broom for the floor which is for the shelf which is for the oil, which is for the handle of the shovels....It piles up fast.

  3. snafu Says:

    I'm on board with downsizing stuff and releasing items I don't use, don't need and don't love. Some of us have been following Marie Kondo, a 'star' home organizer in Japan who has written 'the life-changing magic of tidying up' which is very popular in N America. I notice there is a huge amount of discussion on You Tube detailing how to put her ideas into practice. The book is an easy read and likely available at your library or gently used online.

    If it peaks your interest you might like the online forum konmari adventures.

  4. VS_ozgirl Says:

    I was just watching a show with my husband where a guy built a tiny house. I could handle living there for a while, but not in old age where you have to climb up ladders to get into lofts, that's not very practical. (I have a couple of decades yet). The idea of paying $20000 or thereabouts for a place to call your own is very enticing though!

  5. CB in the City Says:

    Small living spaces have their own challenges. I'm living in about 1000 square feet. Storage is a huge problem, even with a storage space in the basement of the building. I'm constantly shifting things around and giving stuff away. Any clutter is immediately visible -- no way to hide! Having company is difficult to impossible. Space-saving solutions can be pricey, too. I also think the point about ladders and climbing is a point well taken. You won't always be agile, sad but true. I'm not trying to discourage you, but be sure to think it through.

  6. Ima saver Says:

    I loved the tiny house show and watch it all the time. But, twice, I had to live in a travel trailer while we were building our own new home.
    These tiny homes are usually on wheels just like a travel trailer. Except, you can get a travel trailer much less expensive. We paid $3000 for a 15 foot travel trailer (used) and then $7000 for a 30 foot travel trailer.
    What they don't address: We froze to death in the winter and sweated in the summer. I would want very, very, good insulation in a tiny house.
    I bought my first home when I was 21 and have been mortgage free since I was 23, so there is a way to live mortgage free!

  7. Ima saver Says:

    I loved the tiny house show and watch it all the time. But, twice, I had to live in a travel trailer while we were building our own new home.
    These tiny homes are usually on wheels just like a travel trailer. Except, you can get a travel trailer much less expensive. We paid $3000 for a 15 foot travel trailer (used) and then $7000 for a 30 foot travel trailer.
    What they don't address: We froze to death in the winter and sweated in the summer. I would want very, very, good insulation in a tiny house.
    I bought my first home when I was 21 and have been mortgage free since I was 32, so paying extra every month can help you be mortgage free!

  8. Tina@Profinance Says:

    There are some obvious advantages of small house. I have recently shifted to a tiny house. I personally feel my utilities bill is reduced very much. At the time of shifting, expenditure on home decoration also in control. One most important thing I personally feel tiny house downsize my expenditure on staff payment also. Smile

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