My hours at work got cut back this past summer. However, I wasn't in a panic or worried at all. Because I had been putting money into my savings account every payday, I had that money to get me through for a little while, and that gave me a ton of peace of mind.
One of my favorite books says "Who knows if you were put here for such a time as this?" (I'm referring to the book of Esther in the Bible.) I've adapted this quote to say that my savings are set aside for such a time as this. Now that my hours are slowly picking back up I am rebuilding my emergency fund.
So for those of you who are frustrated that your money is just sitting there "doing nothing", there's no need to be that way. In fact you'll be grateful that you have that money sitting there when hard times come up. I know I am.
For such a time as this....
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